Key product points
- Terms from 3 to 12 months
- Funding amounts from £5,000 to £200,000
- Payment is typically made within 2 working hours after signing and final checks
- Early settlement figure available on accounts that are not in arrears
Unsecured commercial loans from Federal Capital
Federal Capital provides unsecured commercial loans as the lender. Applications are introduced by finance brokers, and the loan agreement is with Federal Capital Limited. The product is designed to be a practical option across a wide range of sectors and business needs, with early settlement options also available.
Common reasons for funding
Working capital
Cashflow
Consolidation
Marketing
Expansion
Development
Acquisition
Director buy-out / buy-in
MBO
VAT bills
Federal Capital is the lender
All applications are introduced by finance brokers, and the lending agreement and funding come from Federal Capital Limited.
Speed
Once the signed agreement has been reviewed and final checks are complete, payment is typically made within 2 working hours to the customer's business bank account.
Pragmatism
The underwriting approach is intended to support a broader range of business cases than lenders with narrower policy boundaries, and early settlement options are available where a business wants to settle sooner.