Received loan documents from Federal Capital?
Federal Capital Limited is the lender, so it is normal for the loan documents to come directly from Federal Capital Limited.
Before signing, your broker should talk you through the agreement and answer any questions. If the paperwork does not match what you were told, do not sign until it has been cleared up and you understand and agree with the terms.
Once the agreement has been signed, Federal Capital can help with payout and live account questions.
- Federal Capital Limited is the lender.
- Your broker introduces the application.
- The agreement comes directly from Federal Capital Limited.
- Pre-signing questions should go through your broker.
How the process usually works
A simple view of the journey from broker introduction to payout and repayment.
1. Before signing
Your broker introduces the application and should guide you through the agreement. If anything does not match what you were told, do not sign until it has been clarified and you are comfortable with the terms.
2. After signing
Once the signed agreement has been reviewed and final checks are complete, payment is typically made within 2 working hours to the customer's business bank account. An email is then sent to confirm payment.
3. Repayment and early settlement
Repayments are taken by direct debit, with the first repayment one month after payout. Your broker can ask for the direct debit date to move by a few days either way. There are no charges for early settlement and, if the account is not in arrears, an early settlement figure can be requested with a discount on the remaining interest.
Why businesses and brokers keep working with Federal Capital
For most businesses, reassurance comes from a clear process, a reliable introducing broker and a lender with a proven track record. Federal Capital has operated since 2012 and supports businesses across the UK through finance broker introductions.
- Operating since 2012.
- 47% repeat business.
- Payment is typically made within 2 working hours after signing and final checks.
- UK owned and based.
- When you call, you speak to someone in the UK.
- During office hours, we aim to answer calls within 30 seconds, with no queuing.
- No charges for early settlement.
How to verify Federal Capital
Federal Capital makes its core company, regulatory and contact details easy to find so brokers and business customers can check who they are dealing with.
Registered business
Company number: 07978824.
Regulatory reference
FCA number: 712978.
Data protection
ICO number: Z3368699.
UK contact presence
14a Old Marsh Farm Barns, Welsh Road, Sealand, Flintshire, CH5 2LY · 01244 280665
Common questions
Quick answers to the questions businesses, signers and brokers most often need answered.
What does Federal Capital do?
Federal Capital is a UK lender providing unsecured business loans, with applications introduced by finance brokers. Funding is used for working capital, cashflow, consolidation, growth and other commercial purposes.
Is Federal Capital the lender?
Yes. Federal Capital Limited is the lender on the agreement.
Why have I received documents from Federal Capital?
Federal Capital Limited is the lender, so it is normal for the documents to come directly from Federal Capital Limited. Before signing, your broker should help with any questions about the agreement or signing process.
How quickly are payments made after signing?
Once the signed agreement has been reviewed and final checks are complete, payment is typically made within 2 working hours to the customer's business bank account. An email is then sent to confirm payment.
How are repayments taken?
Repayments are taken by direct debit. The first repayment is due one month after the payout date. If it would help cash flow, customers can ask their broker to request that the first direct debit date is set a few days earlier or later.
Is there an early settlement option?
Yes. There are no charges for early settlement. If the account is not in arrears, an early settlement figure can be requested and the figure applies a discount to the remaining interest.
How long has Federal Capital been operating?
Federal Capital has operated since 2012 and serves businesses across the UK.
How quickly are calls answered?
During office hours, Federal Capital aims to answer calls within 30 seconds, with no queuing.
Where is Federal Capital based?
Federal Capital is a UK-owned and UK-based business, with decisions handled by our in-house UK team.
Who will I speak to when I call?
When you call Federal Capital during office hours, you will speak directly to our UK team. We do not use outsourced call centres.